KRJ & Associates

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Insurance Services

Our mission is to provide integrity-filled professional service to  groups and individuals.  We seek to assist informed decision making by offering insurance alternatives.

Our approach is driven by a complete customer focus.  We emphasize dignity and personal control.  Each offering provides choices from quality insurance companies and provider networks.

Our goal is to provide the expertise to support informed decision making, and the access to cost saving alternatives for your insurance needs.

Our methodology involves a no-obligation, non-pressured conversation focused on identifying your individualized needs, desires, risks, issues, and constraints. We create a "profile" for the purpose of pre-screening health status and obtaining quotes from alternative sources without compromising your identity or subjecting you to lots of paperwork.

Health Insurance

Life Insurance

Disability Insurance

Long Term Care Insurance